For starters, do you qualify for Covered California?
Remember, working with an agent does not cost you anything. If you need a plan, here is our process.
If your income falls between 138% and 400% of the Federal Poverty Level, you qualify for tax subsidies.
If you qualify for subsidy, go to www.coveredca.com, create an account. You can make me your agent once you have an account. I can coach you on best plans, doctors you want to access, and help you understand health insurance benefits. Once you have created your account, email me. I will let you know how to appoint me as your agent and make an appointment for a live call for coaching.
If you make more than 400% of FPL (Federal Poverty Level), you will not qualify for any tax subsidy and you are better served going “direct to a carrier” with an Agent like me. Again, it costs you nothing. My quoting engine has all the carriers for CA, so you can get everyone quoted from one site.
I will review what you were quoted and make contact with you. We’ll review who your doctors are, what is best plan/carrier to access them, answer your questions, and you can enroll online once you are ready.
Platinum, Gold, Silver or Bronze… HMO vs PPO.. Let’s discuss
Supplemental coverage plans
Accident Plan – In the event of accidental injury, this plan will help you pay your share of cost
Dental PPO – Provided by Spirit Dental riding the Ameritas PPO dental network
Dental Discount Plan – A well run dental discount plan from New Dental Choice
Vision Plan – Individual and Family Vision plan by Direct Vision Insurance