Recent News and Updates
Read the latest news and information useful to you.
Plan Comparisons
Balance premium, deductible, copays, and real-world costs
Health Insurance Help in San Diego (Individuals, Families & Employers)
Choosing coverage shouldn’t feel like guesswork. If you’re looking for a san diego health insurance broker who will explain your options in plain English, we’re here to help you compare plans, understand networks, and enroll with confidence. Our approach is simple: we ask questions, listen, and then recommend coverage that fits your needs and budget, so you can move forward with peace of mind.
WE'VE GOT YOU COVERED
Work With a Local, Independent Broker
When you search for a health insurance broker san diego, you’ll find a lot of websites—but not always a lot of guidance. We take the time to help you avoid common surprises like “my doctor isn’t in-network,” unexpected prescription costs, or a deductible that doesn’t match how you actually use care.
As an independent health insurance broker san diego, we focus on helping you find the best fit for your situation—whether you’re shopping for your small business, individual coverage, changing plans after a life event, or reviewing options during annual enrollment.
Network Guidance
HMO vs. PPO considerations and provider access
Enrollment Support
We make sure your effective date and details are correct
Year-Round Help
For when questions come up or life changes
Small Business Health Insurance Broker in San Diego, CAHiring and retention are hard enough—benefits shouldn’t be. If you’re looking for a small business health insurance broker San Diego CA, we help you design a benefits strategy that makes sense for both your budget and your team. From your first plan to renewals and changes, we act like a partner—not just a one-time quote. |
As a health insurance broker for small business san diego, we can help you evaluate plan designs, employer contributions, and enrollment logistics so your employees understand what they’re getting (and you spend less time chasing paperwork).
Businesses often work with us because they want a reliable business health insurance broker san diego who can:
- Compare plan options with clear tradeoffs (cost vs. access vs. predictability)
- Support employee enrollments and ongoing changes
- Help at renewal time with strategy—not just rate delivery
- Add value with supplemental and voluntary benefits when appropriate
Dental and Vision Options
Medical coverage is only part of the picture. If you need a vision and dental insurance broker san diego, we can help you review standalone dental and vision plans (or add them to an employer benefits package) so you understand provider access, coverage tiers, and how the plan actually works before you enroll.
Serving San Diego CountyWe work with clients across San Diego County, including North County communities and surrounding areas. If you prefer phone or virtual support, we can guide you through the process remotely as well. |
ABOUT US
Your Trusted Insurance Professionals
When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs.
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Personalized Insurance Plans for Every Need
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Group Health
Since the insurance carrier (of your choice) ultimately pays the cost of me helping you, you can move ahead with a great sense of freedom and peace of mind
Life Insurance
Your family means the world to you. The last thing you want is to leave them with major expenses after you’re gone.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Testimonials
Thank you for your kindness over the past 8 years. You have always been very professional and very helpful to us… walked us through our needs and answers… your advice at every step was helpful. Many thanks – great service, good outcome!
– Michael & Linda M. (Medicare client)
Dave has been our healthcare advisor and broker for nine years. He has been an amazing business partner for us. As a small business, we are concerned about costs while wanting to provide high quality benefits to our employees… I would highly recommend Dave to other businesses.
– Tom B. (Group Health client)
I have had the pleasure of working with David Lindsey for over 10 years now. Dave Lindsey has seen my business grow. Dave goes above and beyond to help his clients achieve their ultimate goal… I recommend Dave to everyone. I look forward to working with Dave and The David Lindsey agency for many more years to come.
– Kyla E. (Group Health client)
We have had the pleasure of working with the David Lindsey Agency for over 10 years… Dave is always willing to take whatever time is needed to make sure we understand our options… professionalism, knowledge, patience and willingness to help… our highest recommendation.
– Lea T. (Group Health client)
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