Prescription drug costs have risen so much! Some plans have high copays for generic drugs. Really?
Often clients ask me about their billing and copays, etc., with providers (i.e. doctors, labs and hospitals). If issues arise regarding anything from a copay at your doctor’s office to a bill for imaging or labs, here are some tips.
This week, we are you going to touch on dental plans. If you can get dental plans from your employer, we have a lot of great dental plans to offer that have great networks and benefits. However, if you are like me, self-employed, dental plans in San Diego tend to be underwhelming.
Did you know that your beneficiaries will receive your death benefit tax-free (as long as properly structured)? We have been highlighting the benefits for new Life Insurance policies with Living Benefits that will pay you tax-free in the event of critical, chronic/LTC or terminal illness. Cash! Tax- free when you need it!
Imagine being on a family vacation, you trip and fall in Greece and need stitches at an ER. They don’t know who your insurance provider is (i.e. Anthem, Blue Shield, Kaiser, Healthnet).
San Diego is the “HMO Capital of the World”. Our San Diego marketplace is truly unique because whether you are Sharp, Scripps or UCSD, you have tremendous Doctors and Hospitals available to you.
In an effort to drive out high-cost waste in our healthcare system we have to be better consumers of that Healthcare. Many folks don’t prepare to use their plan in advance of having something happen.