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Do you have the right Life Insurance? Imagine if you had Life Insurance that paid you in the unfortunate event of something catastrophic before you died. That’s right, we now have companies that are writing policies at affordable and competitive rates compared to your old ‘have to die” policy. Many of us are wondering what we can do to cover critical illness and chronic illness as we get older. LTC policies are extremely expensive and do not offer locked in benefits. Critical illness policies may not pay you enough. So, Life Insurance now blends the three benefits together in one policy: they will pay you money when you need it most!  in the event of critical illness, chronic illness (confined to bed) and terminal illness in addition to paying your beneficiaries when you die. For more information and a free/no obligation consultation, contact me at (858) 245-4796.

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